Preplanning

Why it's smart to pre-arrange a funeral

Nobody particular wants to spend their day visiting a funeral home. Especially if no one has passed on. Yet, every day across America thousands of people make plans to sit down with a professional and map out instructions when the time comes... [ . . . ]

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Pre-paying for funeral services with a trust account

Trust accounts are basically a pre-payment for funeral services deposited in a bank or with a trust company. Because the bank is federally insured by the US government, the funds are 100% totally secure.

If the funds are put into a larger, pooled trust, such as the state-controlled New Jersey Trust Fund, they may earn a more competitive high rate of interest... [ . . . ]

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Pre-need funeral service insurance offers tax advantages

Pre-need insurance is a form of "life insurance". At one time, it was referred to as "death insurance" but the term was changed to "pre-need insurance" or "funeral insurance" to make it more acceptable... [ . . . ]

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